Husband Borrows Millions of Dollars to Maintain Wife's 'Influencer' Lifestyle | Miller Case Analysis

Hello, this is Dr Grande. Today's question is: Can I analyze the case of Brandon Miller? Just a reminder, I'm not diagnosing anybody in this video; I'm only speculating about what could be happening in a situation like this.

If you enjoyed this video, please like it, subscribe to my channel, and consider supporting me on Patreon. I will put the link to Patreon in the description for this video. First, I'll look at the background of this case, move to the timeline of the incident, then offer my analysis.

Brandon Miller was born in September 1980 and lived in New York City. His parents, Michael and Barbara, were wealthy, and Brandon split his time between Manhattan and the Hamptons on Long Island. Two years before Brandon was born, his father, Michael, had started a real estate development company called Real Estate Equities Corporation.

Throughout his career, he developed over 20 million square feet of shopping centers, condominiums, and apartment buildings. Eventually, Michael was worth $74 million. Brandon graduated from Brown University and, in 2004, started working for his father's company.

He developed residential and commercial projects in New York City, including in Harlem and Tribeca. Brandon started dating a woman named Candace when they were both in their 20s; they were childhood friends. Candace lived across the street from where Brandon grew up in the Hamptons.

In 2009, the couple had an extravagant wedding at the Metropolitan Club on East 60th Street in Manhattan. Candace wore an Oscar de la Renta dress but then changed into an Alexander McQueen dress for the reception. The couple went on to have two daughters, whom Candace looked after while Brandon continued to work for his father.

In 2013, Brandon acquired a penthouse suite at 137 Franklin Street in Tribeca by purchasing it from his father's company. This is where Brandon, Candace, and their children lived. As part of another development project, Brandon and his father bought two adjacent lots in Southampton on Long Island.

They built two houses and sold one of them; Brandon acquired the other one at 25 Cobb Island Road. This 5,500 sq. ft mansion was initially valued at $3.

2 million. The value increased dramatically over the years; by 2024, it was worth over $8 million. In addition to the penthouse in lower Manhattan and the mansion in the Hamptons, Brandon had many other luxurious items.

For example, he owned a 1958 Porsche 356A Speedster, a 1971 Ferrari Daytona Coupe, a 1968 Ford Bronco, and a $1 million speedboat, which he named "Miller Time. " In 2016, Candace and her sister, Jenna, launched an Instagram profile called Mama and Tata. This brand was designed to showcase a luxurious lifestyle.

Candace wanted to share her experiences and insights on how to be a great mother while maintaining beauty, style, and glamour in everyday life. She offered advice on decorating, fashion, and shopping. The Instagram posts included many indicators that Candace was wealthy; for example, expensive vehicles, private aircraft, a personal chef, weekly facials that cost $800 each, extravagant parties in the Hamptons and in Manhattan, European vacations including extremely expensive hotels, and a Thanksgiving celebration in Palm Beach, Florida.

For a short time, Candace even had her own clothing line. Candace associated with famous or quasi-famous people, including Ivanka Trump, Steve Jobs's daughter Eve, Rupert Murdoch's ex-wife Wendy Deng, and the sisters Mary-Kate and Ashley Olsen. Candace's Instagram profile was a big success and eventually accrued over 80,000 followers.

On December 17, 2006, Brandon's father, Michael, died unexpectedly. After Brandon and his father's former partner took over the company, they had to contend with a few problems. Unfortunately, Michael may have bent a few rules during his life, and the company became the target of several lawsuits.

One accusation involved Michael asking his assistant to forge Brandon's signature on loan documents. In addition to the problems caused by Michael, the New York City real estate market was not in a good place. Despite all the setbacks, Brandon and Candace still lived an extravagant lifestyle.

From an outside perspective, everything was great. In 2019, the couple threw an extravagant party at their house in the Hamptons to celebrate their 10th anniversary. The theme of the party was Midsummer Night's Dram.

They renewed their vows near the swimming pool. According to Candace, the speech that Brandon delivered made her cry due to his authentic raw emotion and romantic words. Despite this magical evening and other displays of wealth, Brandon was having serious financial problems.

In 2021, he sold the Franklin Street penthouse in Tribeca for $9. 2 million. Brandon and Candace wanted to buy property on Manhattan's Upper East Side, but the cost was prohibitive.

Instead, they gained entry to the Upper East Side by renting a 4,300 sq. ft, 5-bedroom apartment on Park Avenue and East 71st Street. This unit was valued at $11 million; the couple rented it for $47,000 a month.

They also rented their furniture under an arrangement where they paid $180,000 for the first year and a $122,000 monthly fee after that. Increasingly desperate for money, Brandon took out a $6. 1 million loan from a bank and a $2 million mortgage on his house in the Hamptons.

As financial problems mounted, the outward appearance of wealth remained intact. In August 2022, Brandon and Candace threw a massive party at a beachfront restaurant in Montauk. The theme was "The Love Boat," a television series that ran from 1977 to 1986.

A few weeks after this party, Brandon continued to cruise toward disaster by taking out another $2 million mortgage on his house in the Hamptons. Even though Brandon had successfully concealed his financial trouble for years, some of his friends figured out what was happening. By the fall of 2023, one of his friends was willing to help by investing $1 million in a property that Brandon was supposed to be developing in Brooklyn.

The friend encouraged other acquaintances to invest another $500,000. At this point, the friend realized the. .

. Property they had been looking at had been sold over a month earlier in a deal unrelated to Brandon. At a meeting, Brandon was confronted by the friend; in response, Brandon started crying and said he had not done anything wrong.

The friendship, which had lasted 15 years, abruptly ended. In another desperate effort to make money, Brandon took over a land lease, which cost over $2 million a year. He immediately tried to use this lease to borrow $1.

5 million. At this point, Brandon found himself being sued by two different companies: the marina where he stored his boat, Miller Time, wanted $55,000 that Brandon owed them, and the furniture rental company sued Brandon for $102,000. The lawsuit indicated that Brandon had refused to return $64,000 worth of items, including "dining and family room fixtures, area rugs, table lamps, bedroom desks and chairs, credences, bed frames, pillows, draperies and shears, and artwork.

" A man who had invested money in one of Brandon's projects informed Candace about Brandon's dire financial situation. This may have been the first time that Candace realized anything was wrong. She confronted her husband.

Brandon told Candace that everything was fine and even arranged a call with a lawyer to make her feel more comfortable. In June 2024, Brandon borrowed $288,000 using the house in the Hamptons as collateral. It appears as though he was trying to keep disaster at bay, even if just for a few more weeks.

Later that same month, Candace and the girls went on vacation to Spain and Italy. Brandon had encouraged Candace to go, saying the trip was already paid for; he would stay behind and close a big deal that would end their financial concerns once and for all. During the trip, Candace's credit card was declined.

On June 28, 2024, Brandon sent a text message to Candace informing her that the deal was successful. At around the same time, he contacted a friend and asked for a $1,000 loan. On June 29, he attended a polo match in the Hamptons.

For a few years now, Brandon had been convincing people that everything was fine while making moves that demonstrated it wasn't. Exhausted and frustrated, Brandon may have felt that he was out of moves. This brings me to the timeline of the incident.

On June 30, 2024, a carbon monoxide alarm activated at Brandon's mansion in the Hamptons. When first responders arrived, they found Brandon sitting in a white Porsche, which was parked in his garage. He had let the engine idle, which filled the garage with deadly carbon monoxide.

Brandon was transported to Stony Brook Southampton Hospital, where he would die on July 3, 2024. He was 43 years old. Not long after his death, a lawsuit was filed against Candace by a mortgage lender; they were looking for $800,000 in interest and missed payments.

Brandon's million-dollar boat, Miller Time, was repossessed. Now, moving to my analysis, here are my thoughts on a few areas that stood out to me in this case. Item number one: The police found an email that Brandon had left for Candace.

It revealed that he had been struggling against dark feelings for years; his last hope was a business deal that fell through. Brandon believed that his death was best for the family. He had two life insurance policies totaling about $15 million.

It's not clear if Brandon knew that he was $17 million in debt at the time of his death. Item number two: The real estate game that Brandon was playing in New York City is very risky. The market conditions in New York are unforgiving; property taxes are exorbitant, and there are strict zoning and building codes.

Brandon would borrow a tremendous amount of money for each project. If everything did not go as planned, for example, if there was a sharp decline in property values, bankruptcy could result. There were probably many times in Brandon's career where he could have walked away from the high-stakes game.

He could have sold his properties, moved his family someplace in the country where the cost of living was reasonable, and had a good life. Instead, he kept gambling; the next deal was always going to be the one that would make him permanently rich. Item number three: What do I think happened in this case?

This is just a theory, my opinion. Brandon's tragic story featured two people living an unsustainable lifestyle, but only one of them fully realized what was going on. Brandon clearly understood that he could not maintain the facade forever, but Candace was left in the dark.

She threw extravagant parties, lived a life of privilege, spent time with well-known figures, and became a social media influencer. Candace had it all; she had the type of life that many people could only dream of. Keeping Candace happy appeared to be Brandon's central mission.

Maybe he was fine with his own depression and anxiety as long as his family could live a life of luxury. He was willing to suffer to maintain the fantasy. In a way, Brandon was vicariously living through his wife; she had the level of knowledge that Brandon envied.

That is, he wished that he did not know how desperate their financial situation was. A statement that Candace made in 2019 reflects the insulated world Brandon created for her and the children. She stated, "I have the most supportive husband who encourages me to do whatever I love and always lifts me up.

I attribute a lot of my courage and strength to his unconditional love and support, as well as that of my children. On most days, what I really look forward to is arriving home and sitting for dinners with my husband and my girls, followed by some very yummy snuggles before bedtime where we all profess our love for one another over and over again, literally we do that. " I think Brandon valued his.

. . Lifestyle so much that existing in any other environment was unacceptable.

Being wealthy, or at least appearing to be wealthy, was like a human entity to Brandon; it was like another person, simultaneously his best friend and his worst enemy. The wealth kept him alive; it gave him purpose, it meant that he was successful, and his life had meaning. The money held back the depression; it restrained the dark feelings, just like Brandon insulated his wife from the truth.

The wealth insulated Brandon from facing his downcast feelings; it was a source of hope. When the wealth died, Brandon was content to share the same fate. Those are my thoughts in the case of Brandon Miller.

Please put any opinions and thoughts in the comment section; they consistently generate an interesting dialogue. As always, I hope you found my analysis of this topic to be informative. Thanks for watching.