29 Harsh Truths I Know at 29 but Wish I Knew at 20

last month was my 29th birthday here were all the things I know at 29 but wish I knew at 20 starting with number one view your life as a book and you as the author the most powerful stories are the ones we tell ourselves your thoughts can either Empower you or hold you back when you realize this your life becomes a series of decisions that you get to make rather than a series of random events that are happening to you know that at any moment you can write a new chapter add a plot twist pivot

genres or completely destroy the book and write a new one next you need to be a little dulu if you want to accomplish big things people who are always ristic will never see opportunities because they never push to boundaries they get stuck in analysis paralysis they try to plan and strategize the perfect solution and they'll say they're just being practical but this is all just fear in Disguise the most successful people break all the rules they're delusional enough to think that they can achieve the impossible most of the time they don't but once in a

while they do and all you need is one time to change your life next forgive your parents don't hold on to grudges with them for too long it just isn't worth it sometimes we forget that they're just children and older bodies there's no rule book or Guide to Life everyone is just figuring it out as they go next enjoy being lost in life being lost in life can be a very scary thing because it's an uncomfortable stage where your past self is gone and you haven't really met your new self yet when I was 22

I was absolutely terrified because I felt lost in my career I I didn't want to work on Wall Street anymore but I didn't know what I wanted to do I just wish I knew how to reframe this period in my life while it was happening where instead of just seeing being lost as a really bad thing I can see it as an exciting process of just meeting My New Self next you have to build your own dreams or someone else will hire you to build theirs there's nothing wrong with either the decision as long as

you're okay with it but if you want to achieve your financial dreams but you're not really sure what you need to do next I created a free five question multiple Choice quiz that will help you customize your personalized wealth plan it's completely free get your wealth plan with the link below next no one knows what they're doing not your boss not your co-workers or that really successful friend people are just really good at making things up and figuring things out as they go and that's completely fine no one has a manual on how to do

life you didn't miss any lectures so stop stressing about whether you're doing the right thing and stop doubting yourself just focus on pointing your compass in the right direction and keep on walking if there are no right answers who's to say you're wrong next always apply the 7x7 rule basically if it's not going to matter in 7 years don't spend more than 7 Minutes being upset about it most of the things you're stressing and worrying about right now will not matter in a year let alone seven we often blow things out of proportion because it's

hard to detach from the moment but if you zoom out chances are it really doesn't matter in the grand scheme of Life Next spending more time with your loved ones is never a waste of time I've never once regretted spending more time with my family because I know time with them is precious and limited because many of them will either pass away either too soon or before you're ready next more information is not the answer to your problems if all it took was information to get rich we'd all be billionaires there comes a point when

research is just a fancy word for procrastination what we all need to actually do more of is executing taking action so when you're done with this video I want you to stop passively watching and Implement at least three lessons from it into your life because the life that you want is just on the other side of action next invest in your body or your body will steal your time and money it's significantly cheaper to take care of your health when you're young if your body starts to decline when you're older it's going to be very

expensive to fix it both in time and money if you really want to build long-term wealth start with a healthy diet in consistent exercise next a quote from the office that always touches my heart is when Andy says I wish there was a way to know you were in the good old days before you've actually left them a lot of what you take for granted in life is part of what you one day call the good old days so take a minute and appreciate that you're living in them now stop being so busy stressing about

the future because you're wasting the present next everything in life is a trade-off choosing to work late may help your career but you'll spend less time with your loved ones saving and investing money for retirement is smart but you'll have to skip out on that fancy vacation this summer everything comes at the the cost of something else in one way or another it's up to you to decide for yourself what price you're willing to pay next people will come and go throughout your life accept it for what it is and be happy with those who

choose to stick around but this goes both ways like when you're leaving other people's lives don't feel obligated to keep in touch with every person you were friends with it's completely okay to let go of what no longer serves you next completion doesn't exist humans tend to always look for Finish Lines like you think that there's going to be a moment in life when you have have everything enough money Enough Love Enough relationships and only then will you be happy and fulfilled but the puzzle can never be completed and you'll never have all the pieces

happiness is a practice not a destination next scarcity is one of the worst types of programming that we grew up with when you believe options and opportunities are limited you'll desperately cling on to jobs that you hate toxic relationships and self-doubt but the world is abundant there is plenty of resources and opportunities to go around all you need to do is show up with your true self and demand the world next you don't need most of the material things you want you just justify buying them by saying they'll improve your life but if materialism actually

made us feel better our mental health wouldn't be getting worse and speaking of mental health I want to talk about something personal like many of you I didn't grow up with money and my parents did everything they could to save and I realized that growing up without money you start to build a lot of financial baggage and Trauma that negatively impacts you later in life what I think is really helpful is therapy which can give you the strategies to work through this and that's why I'm excited to talk about today's sponsor betterhelp better help's mission

is to make therapy more affordable and accessible finding a therapist can be tough especially when you're limited to the options in your area betterhelp is a platform that makes finding a therapist easier because it's online it's remote and by filling out a few questions betterhelp can match you to a professional therapist in as little as a few days it's easy to sign up and get matched just check out the link below it's better helped /en Chan clicking that link supports the channel but more importantly gets you 10% off your first month of better help and

because finding a therapist is a little like dating if you don't really fit with that therapist you can easily switch to a new therapist at no additional cost without stressing about insurance or who's in your network if you ever went through or going through a hard time consider online therapy with better help click the link in the description or visit betterhelp.com Vincent Chan thanks again betterhelp for supporting this video next stop waiting to feel like it I used to wait for the perfect moment to tackle a big goal like I would wait until I felt

inspired or was in the right mood but one day or someday will'll turn into never because the perfect moment doesn't exist life will always throw curveballs at you your car could break down someone gets sick you could get laid off so stop ruining your future self just because your present self wants to wait for a time that may never come next do 1% less of the bad things and 1% more of the good things every day you make a series of choices that would either get you closer to or further away from the life you

want for instance if you want to start a side hustle to make extra money choose to do 1% less of what's holding you back like watching 30 minutes less of TV at night and 1% more of what will get you closer like spending 30 minutes on your project every day over time your efforts will compound next when you want something ask for it and when you don't hear back follow up the absolute worst thing that can happen when you ask is they say no but if you ever ask you'll always have the absolute worst thing

remember you have nothing to lose and everything to gain when you ask for what you want next mental energy is one of your most valuable resources people are going to try to steal it drain it and suck it up every second that you're awake you need to protect it for things that actually matter set boundaries to keep yourself sane priortize tasks that yield the greatest results and say no to things that don't serve you next you won't work hard early in life or late in life but you will have to work hard either way if

you don't put in the work when you're young hard work doesn't go away it just comes later at a more inconvenient time when you're older do your hardest work early on so you can enjoy the benefits later if it's something you can figure out don't complain if you're not happy with your life it's up to you to change it don't complain about your problems without doing anything to fix them if you want a different result going forward then you have to make different choices today no one is going to do it for you save yourself

and make your life the way you want it to be next your life can change in 2 seconds you never know when it's going to be the last time you watch a movie with a friend tell a story to your kid say goodbye to a loved one or eat a meal with your siblings hug love and embrace your people with your heart and always let them be the first to let go next always trust the coin if you need to make a tough decision and you have two options but you aren't sure which one to

choose just flip a coin and watch your reaction while the coin is in the air you're naturally going to hope that it lands on one side over the other that's the choice you should go with regardless of which side the coin actually lands on next start adding the word yet to the end of certain sentences like I can't do this becomes I can't do this yet I'm not ready becomes I'm not ready yet adding the word yet reminds you that you can achieve anything if you want it badly enough next not taking enough risk turns

into regrets don't be afraid to take more calculated risk when you're younger you'll have more than enough time to rebound if it doesn't work out taking risk is like eating a super mushroom in Mario it's going to help you level up in life faster if you don't take any risk life will get boring and you regret it when you're 70 years old and you're sitting in a cubicle next how you start your morning sets a tone for the rest of your day if you begin your day with activities that offer instant gratification like watching Tik

to videos or scrolling through reddits you will have less energy and motivation and be less productive instead start your day with a physical activity like walking your dog exercising or running errands doing this can make all the difference next the only person you should feel obligated to say yes to is yourself you don't have to say yes to every hangout you get invited to or every opportunity that you see you don't have to say yes to things just because you don't want to seem rude understand that every time you say yes to something that you

don't really want you're just saying no to yourself next the true benefit of money is not buying fancy cars designer clothes or Mansions the true benefit is to use it to buy time and freedom money gives you the freedom to choose what to do with your life and your time time is the most valuable resource you have once you spend it on something you'll never get it back so use money as a tool to buy more free time which leads me to something that you've got to start accepting and it's that even if you're doing

all these things sometimes you might feel like you're still not doing enough and that might be because you don't know these six middle class habits that are keeping you poor click here to find out if you're committing these six habits and why you need to stop now