Aprenda com o PAI RICO PAI POBRE como ficar RICO | Seja Uma Pessoa Melhor

The author of this book, when he was a child, had the big luck of having two people in whom he could call his father. One was his real father, a typical middle-class worker, he graduated from college and work for the government, a stable and good work, but he is called poor dad because he get into financial difficulties after retirement; The other, was actually the father of his best friend, a nonstandard father, which did not come in high school, but it was entrepreneur, had some business and in the future would be one of the richest people in the Hawaii state. Kyosaki received the instruction of both parents and says that much of the wealth he has now is because of the teaching he received, especially coming from his rich dad.

I did not have this rich father, and if you also not born among the richest 1% of the country, it's likely that not . . .

So let's learn from Kyosaki. Luckily, he decided to write a book, which for me was one of the most important books I read, and it is about these lessons we will talk. We must have in our heads, that there are basically two ways to make money, and two to lose: You put money in your pocket because of your work, in the form of salary and that is the main source of Income.

Or, when you have something like a rental of a house, savings interest or any other investment, in the book, it is called ASSETS (keep in mind this word ) and that ends up generating more income for you, making you earn money without leaving the place. 23 Imagine people sitting on a couch, doing nothing but making money, because somehow they have invested their money in something that is still generate more income! Do you want to be one these guys?

On the other hand, you run out of money in your pocket when you have many EXPENSES: food expenditure, health, education or parties. And there are also LIABILITIES, when you have something that takes your money every month, what happens when you have a car and need to pay taxes or put gas, or maintenance. If you have a cell phone, you need to spend money with a plan.

this creates even more costs These are relatively simple concepts, but differentiate one from the other is the first step that differentiates the rich of others. In short, the difference between assets and liabilities is: the asset puts money in your pocket, while the liability takes money from your pocket. You need to know that money only accentuates the pattern of cash flow that is in your mind, If your pattern is to spend all you earn, such as the GREAT majority of the population, the most likely and what I always see happening is the increasing in the money available only results in an increase on expenses.

If the person earns 1000, spent 1000, you earn 5000, spent 5000 and so on. What is lacking in education is not how to make more money, but how you spend it, what to do after having won it . .

The lower class has only EXPENSES, the rich grow the ASSET and middle class buy liabilities thinking it ASSETS . . .

One of the financial advice I most heard in my life was this: Save money and buy a house! . .

. Or, buy several rental houses and then stop working! but wait there, if I bought a house: it would be an asset or liability?

. . .

. . .

. . It depends!

A house generates maintenance and some taxes. It only becomes a good, or ACTIVE, if you earn from rent or their valuation, exceed PASSIVE values. So before giving this advice or take this approach, put it on the scale and see if indeed the house can be considered a good investment.

I am speaking here but so far have not answered the question, how to get rich? To get rich, and of course, remain rich, or you are born rich, or you need to know ways to earn more than it spends, ie or need to earn more at work, or need to increase your income with the acquisition of the famous ASSETS. Follow me here: Let's think.

. . imagine that in a hypothetical situation you work on a farm and get $ 5 per hour.

You wake up in the morning and works for 8 hours, earns its $ 40 and back home happy. One day you realize that you are earning too little and decides, instead of working 8 hours, work 12 hrs. and you are happy when your boss gave you $ 60, but you still need more, then you work 16 hrs a day to be able to earn R $ 80.

There comes a point that or your body can not take it, or you do not have more time. Time is a limited resource. One of the best advice I ever received was to always use it wisely .

. . But what to do to make more money?

You think a lot and have an idea. You talk with your boss and says that you do not want to earn per hour worked, but by plow land. He agrees and then you call your friend who is unemployed to work with you, offers a lower salary than yours, what makes you get $ 1 for every hour your friend work.

So if you work 8 hours, you are at the end of the day with its R $ 40, but now receives over R $ 8 through your friend. If instead of having called only one, had called 5 friends, you would have received over $ 40. Therefore, at the same time spent, you doubled your payment.

Now you can do more in less time! The example was too simple, and in real life can not be so easy, but what I want to show is that you may want to work hard to have a high salary, but if not a star sports or a movie star, is unlikely to get rich as well. What you need to do is to think as a rich.

And how do the rich think? Rich strive increasingly to increase ASSET column: they use the money to start businesses, invest, buy real estate and so on. Over time, they have a large amount of income generated without any additional effort, and that is when they begin to use their money to buy the best cars, the best motorbikes and other luxuries.

Meanwhile, others do the opposite direction. Care first or only with LIABILITIES, that is: They want to have the best phones, the best cars and pay fortunes in their homes. Leaving aside all the ASSET, going to be hostages of their work.

The priority of the rich are the Assets, the other is PASSIVE. The great thing here is to understand that you should not work for money . .

. but in learning how to make money work for you. As I speak here, it might seem like I'm saying it's easy, but do not be fooled, if it were easy everyone'd be rich.

Spending money is so much easier than to invest, and this is why there is so few rich. What I want to show is that there is a better world than the one that is on television, where people are only happy if they killing themselves at work for hours and hours to spend their free time doing some shopping, buying luxury cars and borrowing even more, turning themselves slaves of consumerism. Many people go to schools, and when they graduate, never studied, but learning how to make money work for you, this is a study for life!