one of the reasons why crypto is so popular is that it's accessible compared to most other assets you can invest in crypto with as little as a few dollars and make massive gains with a small initial investment and with the crypto bull market still in full swing everyone is wondering how they can maximize their crypto returns particularly if they don't have a lot of money to invest and that's why today we're going to tell you everything you need to know if you're investing in crypto on a budget including which ones to buy when to sell
and just how much money you could make I'll start by saying that nothing in this video is financial advice it's educational content intended to inform you about the crypto Market if you're looking for financial advice please contact a financial advisor preferably one who's familiar with crypto and if they're not familiar well send them one of our videos so they can learn with that said here's a fun fact for you the median investment into crypto is estimated to be around $500 in other words most people will invest around $500 into crypto and for the purposes of
this video then we will assume that we have $500 to invest so which cryptos do we buy the short answer is not the ones that everyone is talking about when everyone is talking about a crypto the chances are that it's already gone up a lot and this means that if you ape in chances are that your $500 investment will be more like $250 in a few days time and that's because it's Fallen by 50% logically then the time to sell a crypto is when everyone is talking about it and its price has gone up a
lot and this is something we will come back to a bit later in the video first though we need to answer the original question which cryptos do you buy the answer is long but interesting so listen closely you see crypto is all about narratives for example bitcoin's narrative is digital gold and this is because its BTC coin has properties that are like gold namely a limited Supply that's created via mining of course the main difference is that bitcoin's digital and gold is physical but that's besides the point The Narrative of digital gold is one that's
easy for investors to understand and one that makes it easy for them to get a sense of how big Bitcoin could get as another fun fact it's possible that bit coin's market cap will be as big as golds in the coming years and this would translate to a BTC price of around $1 million more importantly digital gold is a narrative that has staying power it's one that remains relatively popular regardless of market conditions and this is not the case with other cryptos most cryptos fall into narratives that come and go perfect example here is AI
which has been all the rage recently the result is that we've seen dozens of AI crypto go up by hundreds of x's and many of them continue to pump although many AI cryptos could keep going higher in the coming months chances are that most of the gains have been made already because it's the narrative that everyone's talking about right now but as we just learned when everyone is talking about something chances are it's a signal of a local top or even a cycle top for that crypto or crypto narrative again this doesn't mean that AI
cryptos have topped it just means that you'll have a harder time finding 100x cryptos in the AI narrative however there are other crypto narratives that haven't become big yet and the result is that there are dozens possibly hundreds of cryptos that are still waiting to experience those 100x gains obviously the cryptos in these narratives are the ones you want to focus on if you're investing only a few hundred and by the way guys if you enjoying this video so far be sure to smash that like button to let us know and don't forget to subscribe
and ping the notification Bell as well to make sure you don't miss the next video so to quickly recap crypto is about narratives and the secret to finding the next 100x crypto is to figure out which narrative is going to be the biggest rather than obsessing over cryptos in the narratives that are big today and this begs the question of which crypto narratives will be the biggest in the coming months the short answer is that nobody knows for sure but chances are that it won't be the narratives that have already been dominant and as you
can see the most dominant narratives in 2024 were AI meme coins and to a lesser extent real world assets or rwas uh shout out to coin Geo for this awesome infographic now as always most people are assuming that these narratives will continue to outperform just because they've done well recently and there's actually a term for this it's called recency bias and it's resulted in talking points like meme coins being in a super cycle and altcoins continuing to underperform forever as we just learned though crypto narratives come and go this ties back to the original question
which crypto narratives will be the biggest in the coming months again nobody knows for sure but we can get a sense of what they'll be based on the narratives that are big right now we can use mem coins as an example where do mem coins trade most only on DC centralized exchanges or dexes and what narrative do dexes belong to decentralized finance or defi as such there's a pretty good chance that defi is going to be a big narrative eventually and we're already seeing signs of this now consider that incoming US president Donald Trump is
literally launching his own defi protocol called World Liberty financial and it stands to reason that we'll see lots of excitement around the defi narrative once Trump's protocol launches and especially if Pro defi regulations are passed in Congress if you're skeptical here's another example of this narrative rotation when AI cryptos started taking off last year people started to realize that AI would require lots of computing power and data storage in retrospect this was likely a consequence of the hype around Nvidia and cuttingedge AI chips in any case the understanding that AI would require lots of computing
power and data storage created a surge in decentralized physical infrastructure AKA deepen cryptos particularly those that provide computing power and data storage fortunately or unfortunately the deepen hype was shortlived regardless when we look at the state of the AI narrative it seems to be centered around AI agents and if you watched our recent review of virtuals right over here you'll know that it's the biggest crypto in this Niche and you'll also know that it's actually looking to integrate AI agents into gamey social F and streaming as such there's a pretty good chance that gamey social
F and or decentralized streaming will become a big crypto narrative in the coming months consider a scenario where AI agents start being used as NPCs in upand cominging crypto games something that virtuals is actually working on this is where things get interesting again you see not all narratives are created equal some are hard harder to understand than others while Define cryptos could perform well because of Trump's foray into the niche chances are that most people won't understand these cryptos and won't buy much as a result by contrast narratives like gamei and social fi are much
easier to understand and chances are that most people will buy more of these cryptos as a result to be clear this doesn't mean that defi cryptos won't do well it just means that gamey and social F crypto could see even larger gains in the coming months so to recap crypto is all about narratives and the secret to finding the next 100x crypto is finding cryptos in the next big narrative and it looks like defi gamey social F and decentralized streaming could be the next big narratives and this begs the bigger question and that's which cryptos
in these narratives to buy the answer depends on how much risk you're willing to take in exchange for the potential rewards and for those who don't know a crypto's risk as well as its potential returns are highly dependent on its market cap FYI market cap is the value of all the coins or tokens in circulation multiplied by the current price as a rule of thumb the lower the market cap the higher the risks but the higher the potential rewards for context large cap cryptos have market caps of $1 billion or more midcap cryptos have market
caps of between 100 million to 1 billion and small cap cryptos have market caps of $100 million or less now suppose you're considering a crypto that falls into a narrative that's going to become big in the coming months if it's a large cap a return of 5 to 10x is a realistic expectation assuming it has a market cap in the single digit billions if it's already in the double digit billions it's probably closer to a 2 to 3x if it's a midcap then a return of 20 to 50x is a realistic expectation but the chances
of hitting in these returns Falls significantly due to the increased competition and risks similarly small cap cryptos that fall into narratives that are going to become big are the ones that could 100x or more but with a very high risk and a much lower chance of hitting these returns and this relates to the earlier answer which is another question how much risk are you willing to take in exchange for the potential rewards if you prefer lower risk you might be better off allocating to one or two cryptos that have a large market cap preferably in
the double digit billions again we're talking about cryptos that belong to narratives that haven't gotten big yet at The Other Extreme if you prefer higher risk then you might be better off alloca into four or five cryptos that have a small market cap preferably closer to $10 million again that's because the smaller the market cap the higher the potential returns and if it's a quality small cap crypto a rally into the single digit billions is possible from a $10 million starting point that's 100x or more crypto price tracking websites such as coin gecko have a
comprehensive list of all the cryptos that fall into different narratives and this makes it easy to find small cap cryptos in narratives that haven't pumped yet just be sure to do some basic research including who's building the project and who's backing it at the very least you want to find out what the Project's selling point is for example let's say you're looking at small cap cryptos in the social F narrative the crypto that's pitching itself as the next Instagram or X will probably do better than the one that's providing technical social F infrastructure just ask
yourself is this something my mom and dad would understand and invest in if the answer is no then you should keep looking and with a bit of luck you'll end up with a few cryptos worth investing in and you'll be surprised at how few there are that have a simple selling point that anyone could understand anyways once you've got your list of cryptos all that's left is to buy them and you can easily check this by clicking the markets tab on coin Gecko and this will show you which exchanges the crypto is trading on but
before you make an account on any of these exchanges you have to check out the coin Bureau deals page and that's because it has massive trading fee discounts and sign up bonuses on some of the best crypto exchanges around and these deals are completely free to claim and they'll save you a buck or two when you go to buy that promising crypto you found the link will be down in the description so to refresh your memory crypto is all about narratives the secret to finding the next 100x crypto is to figure out which narratives will
be big next and those narratives could include gamei social and decentralized streaming and small caps in these narratives will have the highest rewards but also the highest risks assuming you've already bought a few cryptos using this formula then chances are that the next question that comes to your mind will be when to sell and just like knowing which crypto narrative will get big the fact of the matter is that nobody knows for sure when the right time to sell will be the good news is that if you're buying cryptos that belong to the narratives that
haven't gotten big yet then chances are you'll walk away with decent gains even if you don't sell the exact top that's simply because you'll still be early compared to the other crypto investors who arrived late to the party the bad news is that if you're buying cryptos that belong to narratives that haven't gotten big yet the chances are you'll get frustrated and sell your cryptos before it's their turn to pump and as we've been saying in all of our videos literally everything will pump it's just the question of when and by how much again the
cryptos that belong to narratives that are easy for investors to understand will probably pump much more than the cryptos that belong to narratives that are harder for investors to understand the catch is that this doesn't tell us exactly when these narratives could get big nor does it guarantee that they will thankfully the fact that crypto follows a somewhat predictable cycle means that we can narrow down when cryptos will pump to a time frame of months rather than years for reference crypto Market Cycles happen every four years with a 1 to twoyear bull market price is
up and a 2 to threeyear Bare market price is down in case you missed the memo weren't listening in the intro we are in the middle of the crypto bull market phase when exactly this phase began is Up For Debate but some would argue that a new bull market cycle phase begins once Bitcoin surpasses the previous all-time high and this happened in March last year assuming history repeats this means that we have no more than a year before the crypto bull market is over and you'd be forgiven for thinking that this means you've missed out
on half of the ride even though this is probably true for bitco and select altcoins like salana this isn't the case for most cryptocurrencies and that's just because most cryptocurrencies will rally the most in the final phases of the crypto bull market in case it wasn't clear enough history suggests that the final phase of the crypto bull market will begin in the coming months and most cryptos are still waking up relative to how high they'll go by then the only question is when exactly the final phase of the crypto bull market will be and it
seems the consensus view is that it will begin sometime later this year specifically the Autumn and if you watched our video about our 2025 predictions right over here you'll know we believe it will happen sooner or later than that and this is because when all investors believe something the opposite tends to happen in this case it seems that everyone believes crypto will Top in Q4 2025 in our view this means that the crypto top could come before or after Q4 2025 and if we had to bet we would reckon it would come sooner rather than
later and this depends on what happens with the crypto Market in the coming weeks if prices keep going higher into March then chances are that the top will be in but if there's a sizable correction in February or March then the crypto Market will basically reset so crypto can move even higher in the summer whatever the case the key takeaway is that most crypto gains will come in the Final Phase of the crypto bull market which will happen in the coming months so if you're watching this video shortly after it has been posted then you're
still early and you're the first to arrive if you're allocating to crypto narratives that haven't gotten big yet this brings me to two big questions when to sell the cryptos you bought and how much money you could make and the answer to the former is short and sweet and you'll already know if you've been paying attention the time to sell your crypto is when when everyone is talking about it and it's going vertical put differently if your friends and family who know nothing about crypto and were never really interested in it before are asking you
about a crypto you hold then chances are that's the time to sell and that's because cycle tops for cryptos are marked by extreme fomo where retail no coiners ape in no offense if you want an additional sentiment indicator to watch look no further than yourself you'll know it's time to sell when you're in massive profit and you believe that the coin or token you hold is going to keep going up and chances are it will be because you drank the Kool-Aid about the super cycle of that crypto regarding how much money you could make well
this ultimately depends on how early you were to the narrative in question and how big that narrative gets if you're late to narratives like Ai and meme coins chances are you'll still make decent gains but they won't be nearly as large as most other cryptos and that's assuming you sell at the top spoiler alert you probably won't sell the top but if you're early to narratives like some of those we mentioned earlier then chances are you'll make enormous gains even if you don't sell the exact top news flash but most crypto narratives still haven't gotten
big yet so unless you've been only aping into Ai and meem coins and chances are you'll still be early regardless of what you're holding all you need to do then is to be be patient patient until The Narrative of the crypto that you hold is in the spotlight and do your best to avoid selling at a loss or a minor gain to chase the narrative that's in the spotlight right now basically every crypto will get its time on stage and you do not want to miss that performance if you made it this far then chances
are you found this video helpful now why don't you watch our latest video that you can click on right over here or if you're not subscribed yet you can do that right over here my name is Nick and I'll see you guys next time over and out [Music]